Based on the Primary Mortgage Market Survey fromFreddie Mac, the average 30-year fixed-rate mortgage has increased by over 1% since January of this year, with a substantial rate jump last week. Here’s a visual to show how mortgage rate movement throughout 2021 was steady compared to the rapid increase in mortgage rates this year: Just a few …
When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But you should know, you’re not expected to have all the answers yourself. There are many trusted professionals who can help you understand your finances and what you’ll need …
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Calculator Use Tips:
For loan principal & interest payment only, leave property tax and property insurance fields blank.
To calculate CA property taxes & insurance on home purchases, use 1.25% of the purchase price for annual property taxes; use 0.30% of the loan amount for annual homeowner’s insurance estimate.
PMI (private mortgage insurance) applies to Conventional loans with less than 20% down. Ask me for the correct PMI value for your requested loan program and terms. For most loans, use 0%.
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Top 7 Mistakes Homeowners Make When Selling a Home (And How To Avoid Them.)
