How Much Is Your Home Worth? - West Hills Real Estate & Lending @westhillscaliving

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Calculator Use Tips:

For loan principal & interest payment only, leave property tax and property insurance fields blank.

To calculate CA property taxes & insurance on home purchases, use 1.25% of the purchase price for annual property taxes; use 0.30% of the loan amount for annual homeowner’s insurance estimate.

PMI (private mortgage insurance) applies to Conventional loans with less than 20% down. Ask me for the correct PMI value for your requested loan program and terms. For most loans, use 0%.

Help Me Refinance A Home Loan

Name *

First

Last

Email *

Best Phone Number *

I would like to refinance my *

Primary Residence
Second Home
Investment Property

CA property zip code of property to be refinanced *

The property currently has this many mortgages *

None - owned free and clear
First mortgage only
First mortgage & Second mortgage (HELOC/HELOAN)
Other

The approximate loan balance of the first mortgage is *

Current Principal & Interest portion of the first mortgage is (reference mortgage statement, if needed) *

My current mortgage rate is *

Annual property taxes amount *

Annual homeowner's insurance premium amount

Monthly Homeowners Association Dues amount, if applicable

If applicable, provide details of all other mortgages on this property. Include mortgage balance & monthly payment. If HELOC, note both the total line amount and current balance. Clarify if you would like to include additional mortgages in the new refinance loan, maintain a HELOC, close a HELOC, etc.

The estimated value of the property is *

The goal(s) of this refinance is to (ie lower my rate/monthly payment, obtain cash back, shorten the term of my mortgage, lower the balance, combine loans, payoff debt, etc.). Please be as detailed as you can *

I'd like to pay the property taxes and homeowner's insurance as part of the monthly payment *

Yes
No
I don't know yet. What's the difference?

Regarding refinance costs associated with the new loan *

Roll all closing costs & prepaid items into the new loan amount.
Roll only closing costs into the loan. I will bring money for prepaid items (ie impound account).
I will bring all funds to closing.
I'm not sure. I'd like to discuss options.

Check all that apply

I am currently enrolled, or have recently been enrolled, in a mortgage forbearance program.
My employment/business has been impacted by COVID-19.
I am currently or have recently been working less hours than the previous two years.
I am self-employed.
I own multiple properties (fully or partially owned).
I would like a refinance quote on more than one property.

My/our total annual gross income is

Provide creditor & approximate monthly amount due for each. Outside of the property to be refinanced, my other obligations include (ie, other property mortgages/taxes/insurance, auto loan/lease, student loan(s), credit card(s), installment loan(s), child support, alimony, etc.)

What is the rate and/or monthly payment that would motivate you to apply for a loan right away?

Include any other information you would like to share about your request, situation, loan, etc.

Yes, I would like to request a call from Chasity Lousteau to discuss selling my home.

Yes, I would like to request a Professional Equity Assessment Report on my property

Top 7 Mistakes Homeowners Make When Selling a Home (And How To Avoid Them.)

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