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Chasity Lousteau

CA Dept of Real Estate Broker, Lic #01765025

Mortgage Loan Originator, NMLS #236646

Broker Associate with Huntington Group, a registered DBA of Masterman Roche Inc, which is licensed by the CA Dept of Real Estate, Lic #01180575 NMLS #359061.

Yes, I would like to receive a copy of the Seller's Road Map

Name *

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Email *

Checkboxes *

By clicking submit, I understand the Seller’s Roadmap will be emailed to me by Chasity Lousteau.

Calculator Use Tips:

For loan principal & interest payment only, leave property tax and property insurance fields blank.

To calculate CA property taxes & insurance on home purchases, use 1.25% of the purchase price for annual property taxes; use 0.30% of the loan amount for annual homeowner’s insurance estimate.

PMI (private mortgage insurance) applies to Conventional loans with less than 20% down. Ask me for the correct PMI value for your requested loan program and terms. For most loans, use 0%.

Help Me Refinance A Home Loan

Name *

First

Last

Email *

Best Phone Number *

I would like to refinance my *

Primary Residence
Second Home
Investment Property

CA property zip code of property to be refinanced *

The property is a (select all that apply) *

Single family residence, 1 unit
Condominium
Planned Unit Development (PUD)
Detached
Attached
2 units
3-4 units

The property currently has this many mortgages *

None - owned free and clear
First mortgage only
First mortgage & Second mortgage (HELOC/HELOAN)
Other

The approximate loan balance of the first mortgage is *

Current Principal & Interest portion of the first mortgage is (reference mortgage statement, if needed) *

My current mortgage rate is *

Annual property taxes amount *

Annual homeowner's insurance premium amount

Monthly Homeowners Association Dues amount, if applicable

If applicable, provide details of all other mortgages on this property. Include mortgage balance & monthly payment. If HELOC, note both the total line amount and current balance. Clarify if you would like to include additional mortgages in the new refinance loan, maintain a HELOC, close a HELOC, etc.

The estimated value of the property is *

I estimate my credit score to be *

Above 760
740-759
720-739
700-719
Below 700

The goal(s) of this refinance is to (ie lower my rate/monthly payment, obtain cash back, shorten the term of my mortgage, lower the balance, combine loans, payoff debt, etc.). Please be as detailed as you can *

I'd like to pay the property taxes and homeowner's insurance as part of the monthly payment *

Yes
No
I don't know yet. What's the difference?

Regarding refinance costs associated with the new loan *

Roll all closing costs & prepaid items into the new loan amount.
Roll only closing costs into the loan. I will bring money for prepaid items (ie impound account).
I will bring all funds to closing.
I'm not sure. I'd like to discuss options.

I would like a quote for a new (check all loan programs that may apply) *

Fixed Rate
Adjustable Rate
30 year term
25 year term
20 year term
15 year term
10 year term
Home Equity Line of Credit

Check all that apply

I am currently enrolled, or have recently been enrolled, in a mortgage forbearance program.
My employment/business has been impacted by COVID-19.
I am currently or have recently been working less hours than the previous two years.
I am self-employed.
I own multiple properties (fully or partially owned).
I would like a refinance quote on more than one property.

My/our total annual gross income is

Provide creditor & approximate monthly amount due for each. Outside of the property to be refinanced, my other obligations include (ie, other property mortgages/taxes/insurance, auto loan/lease, student loan(s), credit card(s), installment loan(s), child support, alimony, etc.)

What is the rate and/or monthly payment that would motivate you to apply for a loan right away?

Include any other information you would like to share about your request, situation, loan, etc.

Help Me Buy a Home With Financing

Name *

First

Last

Email *

Phone Number *

I would like to purchase a *

Primary Residence
Second Home
Investment Property

I am a *

First time homebuyer (or I have not owned any home in the last 3 years).
Current homeowner, selling an existing residence to purchase a new one.
Current homeowner, retaining all properties owned.
Other

The property will likely be a (select all that apply) *

Single family residence, 1 unit
Condominium
Planned Unit Development (PUD)
Detached
Attached
2 units
3-4 units

The likely purchase price range is (it's ok if you don't know yet) *

I have this much money to apply toward a down payment and closing costs (ie $100k, 20% down payment, etc. *

My down payment/closing costs funds will come from *

My checking/savings/other liquid account
Sell my stocks/bonds
Withdrawal from my retirement account
Gift funds from another person
Other

I estimate my credit score to be *

Above 760
740-759
720-739
700-719
Below 700

The goal(s) of this purchase is to (ie be my forever home, upsize, downsize, live here for a few years, eventually convert into a rental, etc.). Please be as detailed as you can

My total monthly payment comfort range is (all in mortgage, taxes, insurance, etc.)

I'd like to pay the property taxes and homeowner's insurance as part of the monthly payment *

Yes
No
I don't know yet. What's the difference?

I would like a quote for a (check all loan programs that may apply) *

Fixed Rate
Adjustable Rate
30 year term
25 year term
20 year term
15 year term
10 year term
Home Equity Line of Credit
Other

Check all that apply

I am currently enrolled, or have recently been enrolled, in a mortgage forbearance program.
My employment/business has been impacted by COVID-19.
I am currently or have recently been working less hours than the previous two years.
I am self-employed.
I own multiple properties (fully or partially owned).

My/our total annual gross income is

Provide creditor & approximate monthly amount due for each. My obligations include (ie, other property mortgages/taxes/insurance that you intend to keep, auto loan/lease, student loan(s), credit card(s), installment loan(s), child support, alimony, etc.)

Include any other information you would like to share about your request, situation, loan, etc.

Yes, I would like to request a call from Chasity Lousteau to discuss selling my home.

Name *

First

Last

Full Property Address *

Checkboxes *

Yes, I am the owner

Email *

Phone Number *

Comments

Checkboxes *

By clicking submit, I understand I will be contacted by Chasity Lousteau by phone to discuss selling my home.

Yes, I would like to request a Professional Equity Assessment Report on my property

Name *

First

Last

Full Property Address *

Checkboxes *

Yes, I am the owner

Email *

Phone Number *

Comments

Checkboxes *

By clicking submit, I understand I will be contacted by Chasity Lousteau to collect additional information about my property and financing in order to complete this request to receive a professional equity assessment report. I attest that I am the rightful owner of this property or have permission from the rightful owner to make this request valid.

Top 7 Mistakes Homeowners Make When Selling a Home (And How To Avoid Them.)

Name *

First

Last

Email *

Checkboxes *

By clicking submit, I understand the report will be emailed to me by Chasity Lousteau.